Frequently Asked Questions About Selling Your House for Cash in St. Louis
Get straight answers about how cash home buying works, what we pay, our process, and what to expect when you sell your St. Louis home to STL Pro Homebuyers.
COMMON QUESTIONS
How Our Cash Home Buying Process Works
How do cash home buyers work in St. Louis?
Cash home buyers in St. Louis purchase your house directly with cash, eliminating the need for real estate agents, bank financing, and lengthy closing processes. With STL Pro Homebuyers, you contact us with your property details, receive a fair cash offer usually within 24 hours, and choose your closing date. We buy houses in any condition, pay all closing costs, and can close on your timeline.
What is the process for selling my house to STL Pro Homebuyers?
Our process has three simple steps.
Step 1: Contact us with your property address and basic details by calling (636) 400-6060 or filling out our online form.
Step 2: We evaluate your property and present a fair, no-obligation cash offer usually within 24 hours.
Step 3: If you accept, you choose the closing date and we handle all paperwork, you walk away with cash.
How fast can I sell my house in St. Louis?
You can sell your house in as few as 7 days with STL Pro Homebuyers, depending on title work. We provide a cash offer usually within 24 hours and close on your timeline. The average traditional home sale in Missouri can take up to 77 days, including 34 days on market and 43 days for buyer financing. Selling for cash eliminates all of that waiting.
Do I have to accept the cash offer you give me?
No. Our cash offers are completely no-obligation. You are free to accept, decline, or take time to think about it. There is no pressure, no hard sell, and no deadline on our offers. We want you to feel confident in your decision before moving forward.
What documents do I need to sell my house for cash?
To sell your house for cash to STL Pro Homebuyers, you typically need a valid photo ID, your mortgage statement (if applicable), and access to sign closing documents. The title company handles the title search, deed preparation, and all other paperwork. We guide you through the entire process so you know exactly what to expect at every step.
How quickly will I receive my cash after closing?
You receive your cash at closing or within 1 business day via wire transfer. There is no waiting for bank processing or buyer contingencies. The closing takes place at a local title company, and once the paperwork is signed, the funds are disbursed immediately.
Pricing, Fees & What We Pay
How much do cash home buyers pay for houses in St. Louis?
Cash home buyers in St. Louis typically offer 70–75% of a home's after-repair value (ARV) minus the repair costs, depending on the property's condition and location. STL Pro Homebuyers provides transparent, no-obligation offers, get yours here so you can compare.
Are there any fees or commissions when selling to a cash buyer?
No. When you sell to STL Pro Homebuyers, there are zero fees, zero commissions, and zero closing costs. The cash offer we present is exactly what you receive at closing. We pay all title fees, closing costs, and handle all paperwork. There are no hidden charges of any kind.
Who pays closing costs when selling to a cash buyer in St. Louis?
STL Pro Homebuyers pays all closing costs when you sell your house to us. In a traditional sale, sellers typically pay 1–3% of the sale price in closing costs plus 5–6% in agent commissions. When you sell to us, you pay nothing, the offer amount is what you walk away with.
What is the 70% rule for cash home buyers?
The 70% rule is a guideline that many cash home buyers and real estate investors use to determine their maximum offer. It states that an investor should pay no more than 70% of a property's after-repair value (ARV) minus the cost of repairs. For example, if a home's ARV is $200,000 and it needs $30,000 in repairs, the offer would be ($200,000 x 0.70) - $30,000 = $110,000.
Is it worth selling my house to a cash buyer instead of listing with an agent?
It depends on your situation. Everyones situation is different. Sometimes it is more worth it to list with an agent if your house is in good condition. On the other hand selling to a cash buyer is worth it if you need to sell fast, want to avoid repairs, or want to eliminate agent commissions and closing costs. While the offer price may be lower than full market value, the net proceeds are often comparable once you subtract 5–6% in agent commissions, 1–3% in closing costs, and the cost of repairs. A cash sale also gives you certainty, there is no risk of buyer financing falling through.
Can I sell my house for cash if I still owe money on the mortgage?
Yes. Most homeowners who sell for cash still have a mortgage on the property. At closing, the remaining mortgage balance is paid off from the sale proceeds, and you receive the difference. If you owe more than your home is worth, contact us to discuss your options, we may still be able to help.
Property Condition & What We Buy
Do I need to make repairs before selling my house for cash?
No. STL Pro Homebuyers buys houses in any condition, no repairs, cleaning, or renovations needed. We purchase homes with fire damage, foundation problems, roof issues, mold, outdated systems, hoarding situations, and more. You do not need to spend a single dollar preparing your home for sale.
Do I need to clean out my house before selling?
No. You can leave behind any unwanted furniture, belongings, trash, or debris. STL Pro Homebuyers handles all clean out and removal after closing at no cost to you. Take what you want and leave the rest, we take care of everything.
What types of houses do you buy?
STL Pro Homebuyers purchases all types of residential properties in St. Louis County, St. Charles, Warren, Lincoln, Jefferson Counties, including single-family homes, duplexes, townhomes, condos, and small multi-family properties. We buy houses in any condition, move-in ready, outdated, damaged, or in need of major repairs.
Will you still buy my house if it has code violations?
Yes. STL Pro Homebuyers buys houses with code violations, municipal liens, and outstanding city citations. We handle the resolution of code issues after purchase. You do not need to spend time or money fixing code violations before selling to us.
What if my house has foundation problems?
We buy houses with foundation problems in St. Louis. Foundation issues like cracks, settling, bowing walls, and water intrusion do not prevent us from making an offer. We factor the repair costs into our evaluation and purchase the property as-is, no repairs needed on your end.
Do you buy fire-damaged houses in St. Louis?
Yes. We buy fire-damaged and storm-damaged houses in any condition throughout St. Louis County and St. Charles County. You do not need to repair the damage or file insurance claims before selling. We evaluate the property as-is and make a fair cash offer. Learn more about selling a fire-damaged house.
Inherited Homes, Divorce & Other Situations
Can I sell an inherited house in St. Louis without making repairs?
Yes. STL Pro Homebuyers buys inherited houses as-is with no repairs needed. If you have inherited a property and do not want to deal with renovations, listing with an agent, or ongoing maintenance costs, we can make a cash offer and close quickly, even if the property is still in probate. Learn more about selling an inherited house.
Can you buy my house if it is in probate?
Yes. STL Pro Homebuyers regularly purchases probate properties in St. Louis. We work with estate attorneys to ensure a smooth process. Once the court grants the personal representative authority to sell, we can close quickly for cash so you can settle the estate without delays.
Can I sell my house during a divorce in Missouri?
Yes. Selling a house during a divorce is common, and a cash sale makes it faster and simpler. STL Pro Homebuyers can purchase your property quickly so both parties can divide the proceeds and move forward. We handle all paperwork and coordinate with both parties and their attorneys.
Do you buy houses with tenants still living in them?
Yes. STL Pro Homebuyers buys tenant-occupied properties in St. Louis. Whether you have cooperative tenants, problem tenants, or active leases, we purchase the property as-is and handle the tenant situation after closing. You do not need to evict tenants before selling to us.
Can I sell my vacant house for cash in St. Louis?
Yes. Vacant houses cost you money every month in property taxes, insurance, maintenance, and potential vandalism risk. STL Pro Homebuyers buys vacant properties quickly for cash so you can stop the financial drain and move forward.
Can you help me relocate quickly from St. Louis?
Yes. If you need to relocate for a job, family, or personal reasons, STL Pro Homebuyers can purchase your home fast, so you can move without waiting months for a traditional sale. We coordinate closing around your moving schedule and handle everything.
St. Louis Market & Service Area
What areas in St. Louis do you buy houses?
STL Pro Homebuyers buys houses throughout St. Louis County, St. Charles County, Warren County, Lincoln County, and Jefferson County Missouri. We serve Chesterfield, Florissant, Kirkwood, Ballwin, Webster Groves, Ferguson, Creve Coeur, University City, Maplewood, Clayton, O'Fallon, St. Peters, St. Charles, Wentzville, Lake Saint Louis, Arnold, Fenton, Troy, Wright City and all surrounding communities.
Do you buy houses in St. Charles County?
Yes. STL Pro Homebuyers actively buys houses throughout St. Charles County, including O'Fallon, St. Peters, St. Charles, Wentzville, and Lake Saint Louis. We provide the same fast cash offers and zero-fee process to homeowners in St. Charles County as we do in St. Louis County.
How does the St. Louis real estate market affect cash offers?
The St. Louis market has strong cash buyer activity. St. Louis's affordable home prices and growing population make it attractive to investors. STL Pro Homebuyers bases our offers on current local market data, comparable sales, and the specific condition of your property.
Trust, Legitimacy & Why STL Pro Homebuyers
Are cash home buyers legitimate?
Yes, legitimate cash home buyers like STL Pro Homebuyers are real companies that purchase properties with verified funds. To verify any cash buyer, check their Google reviews, Better Business Bureau listing, physical address, and years in business. STL Pro Homebuyers has Google reviews, uses a reputable local title company for all closings, and can provide proof of funds.
How is STL Pro Homebuyers different from national "We Buy Houses" companies?
STL Pro Homebuyers is locally owned and operated in the St. Louis area, not a national franchise or call center. We know the local neighborhoods, market values, and real estate conditions in St. Louis County and St. Charles County firsthand. You work directly with our team from start to finish, not a rotating staff of strangers.
GET STARTED TODAY
Ready to Start the Process?
If you're ready to sell your house fast for cash in St. Louis, here's what to do: Click the button below or call us at (636) 400-6060 and tell us about your property. The conversation takes 5-10 minutes.
